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Car Finance in Lincolnshire


At Thurlby Motors, we want to make your car buying experience as enjoyable and hassle-free as possible. With this in mind, we offer finance solutions across all of our cars, meaning you can pay off your car with monthly repayments that fit in with your budget and don’t leave you strapped for cash. Our team will help you come up with a finance scheme tailored to your financial requirements, taking the strain out of the purchase while allowing you to drive away in the car of your dreams.  Representative APR 13.9% - We act as a credit broker, not a lender.

Hire Purchase

Hire purchase is the most commonly adopted finance method of funding a vehicle is hire purchase. This finance solution results in full ownership of the vehicle at the end of a fixed period of monthly repayments. It’s straight-forward and can be broken down as follows:

• You pay an initial deposit of your choice

• You liaise with our finance team to decide on monthly payments and a set time frame to cover the remaining cost of the vehicle

• Once you have made your final payment, you have full ownership of the vehicle.

A hire purchase package from Thurlby Motors holds many benefits, including leaving your other credit requirements undisturbed.

Personal Contract Purchase

Personal contract purchase (PCP) packages offer the benefits of requiring low monthly repayments while allowing the customer to drive a brand new car. It’s a flexible solution with multiple options at the end of the deal. A PCP deal can be broken down as follows:

• A minimal initial deposit and low monthly payments are agreed upon over a fixed term.

• At the end of the term, there are three simple options to choose from:

Make the final payment, at which point the vehicle becomes your property Return your car to Thurlby Motors and make no further payments Part-exchange the car. You can use any differences in value and the final payment required to put a deposit on your next car.

Why Finance Through a Dealership

What is Hire Purchase?

What is Personal Contract Purchase?


Get in touch with the friendly team of finance specialists at your local Thurlby Motors dealer in Louth to talk through your requirements and find a solution that suits you.

Thurlby Motors Limited is registered in England and Wales under company number: 05935830. Registered office address: Tattershall Way, Fairfield Industrial Estate, Louth, Lincolnshire, United Kingdom, LN11 0YZ

Thurlby Motors Limited (FRN - 990380) is an appointed representative of The Compliance Guys Ltd which is authorised and regulated by the Financial Conduct Authority (FRN - 941360). We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow), this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Thurlby Motors Limited are registered with the Information Commissioners Office under registration number: ZB494053